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Month: January 2018

Pension plans for artists

Pension plans for artists

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PENSION PLANS FOR ARTISTS   An artist’s pension security can be composed of national pension, guaranteed pension, earnings-related pension, and supplementary state artist pension amounts. National Pension. In 2017, the full national pension is EUR 628.85 per month if the person has not accrued any earnings-related pension. If you are married or live in a domestic partnership or a registered partnership, your full national pension is EUR 557.79 per month. The national pension of a person retiring with a small…

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Supplementary state pensions for artists

Supplementary state pensions for artists

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On separate application, an artist may be granted a supplementary state artist pension. The artist pension can be granted for exceptional pursuits in the art to a visual creative artist or performing artist who lives or has lived permanently in Finland. Without a special reason, the pension is not granted to a person under 60 years of age. Permanent disability arising from the artist’s state of health can be considered such an exceptional reason for granting the pension to a…

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The artist on disability pension

The artist on disability pension

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THE ARTIST ON DISABILITY PENSION   An artist’s ability to work can be weakened for many reasons. When working to secure a reasonable income is prevented by illness, fault, or disability, an artist may be able to retire on either full or partial disability pension. Usually, approximately one year of being ill precedes retirement on the disability pension. The chances of occupational and medical rehabilitation are determined before a decision on disability pension is issued. The disability pension can be…

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What makes up the artist’s pension?

What makes up the artist’s pension?

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Pensions paid by Kela Earnings-related pension The national pension is EUR 628.85/month if the person has not accumulated any earnings-related pension. The national pension for a person who is married or in a common-law relationship is EUR 557.79/month. The ‘guarantee pension’ guarantees that the pension is never less than EUR 760.26/month. Among other pensions are the surviving spouse’s pension and disability pension. The earnings-related pension is accrued on the basis of the TYeL, MYEL, and YEL pensions acts. If all pensions…

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Adjusted basic unemployment allowance

Adjusted basic unemployment allowance

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A person who is employed full-time is not eligible for basic unemployment allowance. But a person employed part-time may have the right to receive an adjusted basic unemployment allowance. An adjusted basic unemployment allowance is paid if the person accepts either a full-time job lasting no more than two weeks or a part-time job or receives income from part-time entrepreneurship or from his or her own artistic activities. Part-time work is work performed under an employment relationship wherein the work…

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The effect of grants on unemployment benefits

The effect of grants on unemployment benefits

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Receiving a grant and the end of a grant period may have an effect on an artist’s unemployment benefits. Beginning unemployment after a grant period Working under a grant intended to cover costs of living and awarded for a period of more than four months is one form of work in one’s own artistic operations that is comparable to entrepreneurship, and the artist may be eligible for unemployment benefits after such work comes to an end. An artist who is…

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Whether the artistic work is full- or part-time

Whether the artistic work is full- or part-time

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The mere fact that the artist is generally employed in his or her own artistic work does not preclude receiving employment benefits. If the employment is full-time, the person is not entitled to unemployment benefits when registering as a job-seeker. Employment in one’s own work is deemed to be full-time when the workload required by the activities is so large that it prevents the person from accepting a full-time job. Part-time employment does not prevent eligibility for benefits. Near the…

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Unemployment benefits of an artist entrepreneur

Unemployment benefits of an artist entrepreneur

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UNEMPLOYMENT BENEFITS OF AN ARTIST ENTREPRENEUR   An artist who is obliged to take out pension insurance in accordance with the Self-Employed Persons’ Pensions Act (YEL) is considered to be an entrepreneur with regard to issues of unemployment security benefits. YEL liability is binding for an artist whose annual income from artistic work, not including work under an employment or service relationship, exceeds a set threshold (EUR 7,645.25 in 2017) when that artist does not fall within the scope of…

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Maintaining an artist’s professional skills during unemployment

Maintaining an artist’s professional skills during unemployment

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MAINTAINING AN ARTIST’S PROFESSIONAL SKILLS DURING UNEMPLOYMENT   An unemployed artist has the right to maintain his or her professional skills without this affecting his or her right to receive unemployment benefits. The maintenance of professional skills is considered to contribute to the artist’s future job opportunities. The job-seeker is not required to provide any clarification of activities considered to be targeted at maintaining an artist’s professional skills, and no associated labour-policy statement has been issued. To be eligible for…

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